Young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2003 - 30.2 percent of this group did not have health insurance.
Wisconsin Family Health Insurance (WI)
Call Now For A Free Quote
800-493-0719
*Quotes only - we do not have information about existing policies. We cannot guarantee coverage for a specific carrier or coverage in a specific state.
Wisconsin suppplies its residents with several choices for affordable family health insurance, along with other state provided programs set up to alleviate some of the financial burden of families living on low incomes. Plan ahead and protect the health of your family by researching all of the family healthcare options available to you in Wisconsin. After all, you can't put a price on your family's health.
Family Health Insurance Regulations in Wisconsin (WI):
The self-employed of Wisconsin are not eligible for group health plans, but small businesses cannot be denied group coverage.
Regulations for group health insurance in Wisconsin provide that provided you are eligible, you cannot be declined or charged more because of a health problem.
For small group plans, exclusion periods may only last for a maximum period of 12 months, or 18 for late enrollees. Insurance providers can only look back six months into your medical records to review any pre-existing conditions.
Group insurers must include the whole employee group when offering coverage.
Health insurance companies are allowed to deny individuals coverage because of medical reasons, as well as impose exclusion of coverage for pre-existing conditions. In addition, the state does not put a limit on exclusion periods for individual plans.
The state offers assistance to those that have been rejected for traditional coverage through its own insurance pool. The Wisonsin Health Insurance Risk Sharing Plan (HIRSP) has no annual benefit limit, a lifetime cap of $1,000,000, no enrollment cap, and a built-in exclusion period of 6 months.
Wisconsin also provides financial assistance programs to its less fortunate residents through Medicaid, Badgercare and its Well Women Program.
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.
