Young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2003 - 30.2 percent of this group did not have health insurance.
West Virginia Family Health Insurance (WV)
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If a member of your family were to need medical attention the last thing on your mind should be the dependability of you family's health insurance. In West Virginia, there are several reliable and affordable healthcare options available to its residents. The state health insurance regulations may seem taxing and tedious to navigate, but when your family's wellness is at stake it becomes a necessary undertaking. Do yourself a favor. Safeguard your family by planning ahead and by obtaining a family health insurance plan that best protects them.
Family Health Insurance Regulations in West Virginia (WV):
The state of West Virginia puts no limits on the cost of individual policies or renewals.
In West Virginia, individual health plan companies can deny coverage to applicants with a medical condition, unless they are HIPAA eligible.
For individual health plans, WV does not impose a limit on exclusion periods for coverage of pre-existing conditions.
West Virginia mandates a limit of 12 months for the amount of time an insurance company can exclude coverage of pre-existing conditions (18 months for late enrollees). Insurance companies can review medical records up to 6 months prior to a plan's effective date.
Group health insurance in West Virginia cannot be denied to you because of a health problem, provided you are eligible. Neither can you be charged more because of it.
HMO plans have time periods where applicants cannot be turned down for coverage.
Pregnancy can be considered a pre-existing condition in this state.
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.
