Young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2003 - 30.2 percent of this group did not have health insurance.
Virginia Family Health Insurance (VA)
The thought of enduring an illness in the family may be stressful, but proper planning can help alleviate that unnecessary tension. The family health insurance plans in the state of Virginia are all top-notch; the key is finding the one that best fits the needs of your family. Taken in tandem with patient-focused state regulations, the family healthcare plans in Virginia are sufficiently equipped to help keep your family healthy. Be prepared for anything and protect your family with dependable family healthcare.
Family Health Insurance Regulations in Virginia (VA):
Self-employed Virginians are not allowed to purchase group health plans, but small businesses with 2 to 50 employees are and cannot be denied coverage.
Except for Blue Cross Blue Shield, private health insurance companies are allowed to deny coverage in regards to any medical condition, unless an applicant is HIPAA eligible, in which case he or she must be covered.
The state puts no limitations on premiums or renewals and allows exclusion periods for up to 12 months (even for late plan enrollees). Insurance companies may review records upto 6 months prior.
Pregnancy in Virginia can be considered a pre-existing condition, but genetic information cannot.
Virginia State Corporation Commission Bureau of Insurance
1300 East Main Street
Richmond, VA 23219
1-800-552-7945
804-371-9206
www.state.va.us/scc/division/boi
Virginia Department of Health
109 Governor Street
Richmond, VA 23219
804-864-7200
www.vdh.state.va.us
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.
