Young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2003 - 30.2 percent of this group did not have health insurance.
Vermont Family Health Insurance (VT)
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Progressive, helpful and reliable are three words that could be used to describe the family healthcare policies in the state of Vermont. Vermont not only has exceptional family health insurance policies that cater to many different family situations, but it also has generous state regulations that further protect the rights of both the well and the sick. Find out what family healthcare plans are available to you and experience first-hand the excellent services offered in Vermont.
Family Health Insurance Regulations in Vermont (VT):
Both small businesses and those that are self-employed in the state of Vermont are eligible to apply for group health plans.
In Vermont, insurance companies are obligated to provide coverage for any individual and their family, regardless of medical condition.
If a pre-existing condition exists, the insurer may issue an exclusion period but only for 12-months. Insurance carriers are allowed to investigate medical records only up to 6 months prior to an application to determine pre-existing conditions.
In Vermont, health insurance companies cannot use health status to estimate premium costs. Furthermore, and renewal costs cannot be increased by more than 20%.
Department of Banking, Insurance, Securities & Health Care Administration
89 Main Street
Drawer 20
Montpelier, VT 05620
802-828-3301
www.bishca.state.vt.us
Vermont Department of Health
108 Cherry Street
P.O. Box 70
Burlington, VT 05402-0070
802-863-7200
1-800-464-4343 (from within Vermont)
www.healthyvermonters.info
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.
