Young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2003 - 30.2 percent of this group did not have health insurance.
Utah Family Health Insurance (UT)
Obtaining dependable and affordable family health insurance should be a source of comfort and not stress. Utah residents are especially fortunate in this regard, as the state has different regulations in insurance than other states. Utah's guidelines place the well-being of its residents as their first and foremost consideration. Explore the research we have done for you, and use this knowledge to select the best health insurance plan for your family's needs. Find comfort in the knowledge that your family will be prepared for any health eventuality.
In Utah, exclusions may be administered for any pre-existing conditions; however, the state mandates a time limit to the exclusion period.
For small group plans, the maximum exclusion is 12 months, and companies are allowed to review medical records as far as 6 months prior to an application to determine pre-existing conditions.
Pregnancy is considered pre-existing in Utah.
Limits are placed on premiums, which are usually comparable to rates for the group plans.
If a resident is not eligible for any type of insurance policy through employments, individual plan or COBRA, the state of Utah will find an insurer that is obligated to provide insurance coverage for that individual.
Utah also provides access to a state-subsidized insurance pool. The Utah Comprehensive Health Insurance Pool features a $200,000 yearly and $1,000,000 lifetime cap on benefits. There is also a waiting period of 6 months for coverage of pre-existing conditions.
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.
