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South Dakota Family Health Insurance (SD)

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Researching affordable and reliable family health insurance can seem like an overwhelming task, but it doesn't have to be. In fact, we've done some of the work for you! We've found that South Dakota has many family healthcare options available to its residents, and these options are further enhanced by state guidelines formed to protect the rights of its citizens. In order to find a family healthcare plan that best suits the needs of your family the best thing to do is to know your options. Nobody plans on getting sick; you can and should plan ahead to protect your family from the unexpected.

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Health Insurance Carriers in South Dakota:

 

Family Health Insurance Regulations in South Dakota (SD):

  • As is the case in most states, small businesses in the area can purchase group plans when they employ 2 to 50 individuals.

  • South Dakota self-employed individuals cannot purchase group health plans.

  • In South Dakota, individual health coverage can be denied because of any medical condition.

  • Exclusions can last up to 12 months, there are limits on policy costs, but the state places no restrictions on renewal costs.

  • Insurance companies can review medical records up to 6 months prior to a plan's effective date to discover pre-existing conditions.

  • Medicaid, Children’s Health Insurance Program, and All Women Count are all programs to help those in need with assistance in the state of South Dakota.

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SD State Resources:

South Dakota Division of Insurance
445 E. Capital Avenue
Pierre, SD 57501
www.state.sd.us/drr2/reg/insurance

South Dakota Department of Health
600 East Capitol Avenue
Pierre, SD 57501-2536
605-773-3361
1-800-738-2301(in state)
www.state.sd.us/doh

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Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.