Young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2003 - 30.2 percent of this group did not have health insurance.
South Carolina Family Health Insurance (SC)
When searching for suitable family health insurance, your insurance carrier's reliability is key. South Carolina is not only home to many dependable and affordable family healthcare options, but it is also home to state regulations that were set up to protect the well-being of families. When looking for family health insurance it is important that you research all of the health plans in order to assess which one best suits the needs of your family. Plan ahead and see what family healthcare options are available to you in South Carolina.
Family Health Insurance Regulations in South Carolina (SC):
Individual health plan applicants can be denied coverage in the state of South Carolina because of any medical condition. HOwever, the state does limit the maximum exclusion period health carriers can impose for individual plans.
For small group plans, there is a maximum allowable exclusion period of 12 months for pre-existing conditions. Furthermore, insurance companies can investigate medical records up to 6 moths prior to a plan's effective date.
Another stipulation in SC health insurance is that there can be a delay, up to 24-month exclusion, in coverage if the simple form is filled out.
Pregnancy may be considered a pre-existing condition in South Carolina, but genetic information is not.
If you are denied health insurance, you may be eligible to participate in the South Carolina Health Insurance Pool. This insurance pool, subsidized by the state, features no limits on annual benefits, a lifetime benefit cap of $1,000,000, no enrollment cap , and a waiting period of 6 months for coverage of pre-existing conditions.
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.
