Young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2003 - 30.2 percent of this group did not have health insurance.
Rhode Island Family Health Insurance (RI)
The little state of Rhode Island is big on providing dependable and reliable family healthcare to its residents. By working in close connection, the state healthcare regulations and family healthcare insurance providers are able to fulfill the needs of a variety of family health situations. Life has its ebbs and flows. Take comfort in knowing that Rhode Island has family health coverage that will not leave you high and dry.
Family Health Insurance Regulations in Rhode Island (RI):
In the state of Rhode Island, both small businesses and those that are self-employed are eligible to purchase group health plans.
Individual health insurance companies in the state can reject any applicant because of a medical condition, except for Health Insurance Portability and Affordability Act (HIPAA) qualified applicants who cannot be rejected and must be given the option of two standard plans from which to choose.
Rhode Island mandates a time limit to the period that insurance companies can exclude coverage for pre-existing conditions.
For small group plans, the maximum exclusion is 12 months, and companies are allowed to review medical records as far as 6 months prior to an application to determine pre-existing conditions.
In Rhode Island, pregnancy can be considered a pre-existing condition, whereas genetics cannot.
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.
