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Regence Blue Cross Blue Shield of Utah (BCBS UT)

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Regence BlueCross BlueShield of Utah
2890 E Cottonwood Parkway
P.O. Box 30270
Salt Lake City, Utah 84130-0270

Since 1942, Regence BlueCross BlueShield of Utah has been serving its members with quality and coverage second-to-none. Now, this non-profit insurance carrier is the insurance company of over 400,000 members in the state. Regence BCBS of Utah offers families plenty of options when it comes to keeping their loved ones healthy.

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Family Health Insurance Options from Regence BCBS of Utah (UT)

Their coverage plans vary in deductible and premium costs, leaving no one out of the mix. Plans currently offered to families include:

  • Blue Basic Co-pay: This plan offers office visits, and preventive care, in addition to hospitalization and emergency care for a $30 co-pay. Prescription drug coverage involves a 30%co-insurance and a separate deductible. There is no supplemental accident coverage with this plan, but there is accidental death benefits and maternity after a twelve month waiting period.

  • Blue Advantage: This plan offers the same basic coverage as the Blue Basic, except the co-pay amount is $20 co-pay per service, there is a 20% co-insurance, and there is no deductible required for prescription drug coverage. Families can choose a deductible ranging from $750-$2000.

  • Blue Basic Co-insurance: This plan offers most medical coverage, including hospital in-patient and outpatient care, and well-child office visits, for a 30% co-insurance. Accidental death benefits are available, as is maternity after a 12-month waiting period.

  • Blue Advantage Co-insurance: Identical to the Blue Basic Co-insurance, this plan carries with it a 20% co-insurance instead of 30%. Families choose deductibles between $5,000-$15,000.

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Additional Regence BCBS of Utah (UT) Health Insurance Options

Regence BCBS also offers a consumer-driven option through its HDHP plan. In addition, they offer InterIm, a short term coverage options, as well as discounts on dental and vision care (including LASIK and eyewear) and massage therapy, weight-loss programs, safety equipment and hearing aids through their Regence Advantages program. Regence BlueCross BlueShield's many plans offer enrollees peace of mind and a myriad of options that especially benefit those who are willing to use network doctors. Perhaps this is why they have consistently received excellent ratings from A.M. Best, one of the four largest ratings companies, who rated Regence BCBS an "A-".

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