Young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2003 - 30.2 percent of this group did not have health insurance.
Pennsylvania Family Health Insurance (PA)
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*Quotes only - we do not have information about existing policies. We cannot guarantee coverage for a specific carrier or coverage in a specific state.
Changes in your personal life are hard enough to deal with; fortunately, in Pennsylvania life changes do not have to adversely affect your family’s health insurance coverage. Pennsylvania has constructed several state guidelines and regulations that enhance the protection of your family's health and well-being. Given the state's many affordable family healthcare options, you should be able to find a plan that will see your family through good times and bad alike. After all, your family’s health insurance plan should be a source of comfort - not stress.
Family Health Insurance Regulations in Pennsylvania (PA):
Though small business owners and self-employed individuals are joined through trade, only small businesses are eligible for group health plans.
For small group health plans, Pennsylvania allows insurance companies a maximum 12-month exclusion period and the ability to search medical records up to 6 months prior to the effective date of an application.
For individual health plans, BCBS of Pennsylvania is required to issue a policy to every applicant regardless of medical conditions, but private insurers have every right to reject service.
Pennsylvania state does not impose limits on the length of time an insurance company can enforce exclusion of coverage for pre-existing conditions for individual plan applicants.
Pregnancy and genetic information are both considered pre-existing conditions in the state of Pennsylvania.
Pennsylvania Department of Insurance
1326 Strawberry Square
Harrisburg, PA 17120
717-787-2317
www.ins.state.pa.us
Pennsylvania Department of Health
P.O. Box 90
Health and Welfare Building
Harrisburg, PA 17108
1-877-PA-HEALTH
webserver.health.state.pa.us/health/site
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.
