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PacifiCare of Oregon (OR)

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Pacificare of Oregon
5 Centerpointe Dr Ste 600
Lake Oswego, OR 97035-8690

PacifiCare of Oregon is lucky to have as its parent company one of the largest consumer health insurance carriers in the country. PacifiCare Health Systems, Inc. is celebrating its 25th year of business. With more than 50 network hospitals to choose from, and 1000 physicians, PacifiCare of Oregon is leading its own path. It  offers families plenty of options when it comes to keeping their loved ones healthy.

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Family Health Insurance Options from PacifiCare of Oregon (OR)

Their coverage plans vary in deductible and premium costs, leaving no one out of the mix. Plans currently offered to families include:

  • Pacificare Signature Value HMO: With this HMO plan, members pay a small copay for most services, not to exceed $15,000 per year per family, including in-patient and outpatient care, well-visits for children and preventive care for adults, and routine office visits. Maternity services may be available. Prescription drug coverage is offered on a co-pay basis.

  • PacifiCare Signature POS: This POS plan boasts the best of both worlds. For a small copay, choose network doctors for such things as preventive care, well-visits, outpatient care and hospitalization. If you don't mind spending a bit more, than you can choose your own doctor and pay a higher co-pay.

  • PacifiCare Signature Options PPO: Once you meet the annual deductible of $5,000, you pay a predetermined co-insurance amount, usually between 10%-30%, for services such as well-child and office visits, hospitalization, outpatient care and preventive care. You are free to see any doctor without a referral. Prescription drug coverage is not available with all plans.

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Additional Pacificare of Oregon (OR) Family Health Insurance Options

In Oregon, optional dental, vision, behavioral health and life insurance are available for those who would like the extra coverage. PacifiCare also offers a consumer-driven option through its Signature Freedom SDHP. In addition, they offer members access to many health and wellness programs and discounts, including optional enrollment in one of three Virtual Health Club Personal Health Improvement Training plans, GetPHIT, EatPHIT, and LivePHIT.

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Ratings:

AM Best: A-
Fitch: A
S&P: Baa1

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