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PacifiCare of California (CA)

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PacifiCare of California (CA)
5995 Plaza Dr.
Cypress, CA 90630

PacifiCare of California is lucky to have as its parent company one of the largest consumer health insurance carriers in the country. PacifiCare Health Systems, Inc. is celebrating its 25th year of business. With more than 200 network hospitals to choose from, and serving over two million customers, PacifiCare of California is winding its own path, offering families plenty of options when it comes to keeping their loved ones healthy. Their coverage plans vary in deductible and premium costs, leaving no one out of the mix.

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Family Health Insurance Options from PacifiCare of California (CA)

Plans currently offered to families include:

Pacificare Signature Value HMO: With this HMO plan, members pay a small copay for most services, including in-patient and outpatient care, well-visits for children and preventive care for adults, and routine office visits. Maternity services may be available. Prescription drug coverage is offered on a co-pay basis.

PacifiCare Signature POS: This POS plan boasts the best of both worlds. For a small copay, choose network doctors for such things as preventive care, well-visits, outpatient care and hospitalization. If you don't mind spending a bit more, than you can choose your own doctor and pay a higher co-pay.

PacifiCare SignatureIndependence (Indemnity): Once you meet the annual deductible with this plan, you pay a predetermined co-insurance amount, usually between 10%-30%, for services such as well-child and office visits, hospitalization, outpatient care and preventive care. You are free to see any doctor without a referral.

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Additional Pacificare of California Family Health Insurance Options

In California, optional dental, vision, behavioral health, medical management and life insurance are available for those who would like the extra coverage. PacifiCare also offers a consumer-driven option through its Signature Freedom SDHP. In addition, they offer members access to many health and wellness programs and discounts, including optional enrollment in one of three Virtual Health Club Personal Health Improvement Training plans, GetPHIT, EatPHIT, and LivePHIT.

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Ratings:

AM Best: A-
Fitch: A
S&P: Baa1

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