Family Health Insurance
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Ohio Family Health Insurance (OH)

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Across the country, the need for reliable and dependable family health insurance is growing, and in Ohio, there are several healthcare plans that fill that need. Coupled with state regulations set up to protect the wellness of its residents, Ohio’s healthcare picture offers the variation and balance needed for exceptional coverage for the many different types of family situations. Look out for your family's well-being - investigate the family healthcare options available in the state of Ohio.

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Health Insurance Carriers in Ohio:


Family Health Insurance Regulations in Ohio (OH):

  • Insurance companies may deny coverage to individuals because of a medical condition except during open enrollment period. During the open enrollment period, insurers must provide a standard plan to any individual, but can also impose an exclusion period for any condition they deem as pre-existing. The state mandates a time cap on exclusion periods that are usually no more than 1 year.

  • For group plans, the state of Ohio limits the maximum time insurers are allowed to exclude coverage for pre-existing conditions to 12 months, or 18 months for late enrollees to the group plan. Insurance companies are allowed to search your medical records for the 6 months prior to your plan's proposed effective date.

  • No small business may be denied small group health coverage in the state of Ohio.

  • In Ohio, self-employed individuals are not given the option to purchase group plans.

  • Ohio offers Medicaid for low-income families and Best Rx Program for prescription savings to residents.

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OH State Resources:

Ohio Department of Insurance
2100 Stella Court
Columbus, OH 43215

Ohio Department of Health
246 North High Street
Columbus, OH 43215

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Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.