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Mississippi Family Health Insurance (MS)

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Life’s uncertainty should not carry over into your family’s health insurance. Mississippi has several affordable family healthcare plans and coverage options that counter the unpredictability of life with reliability. The state has provided its residents with regulations to protect the wellness of families despite prior health conditions and current income. Do your homework. Know your options. After all, there shouldn’t be any question marks when it comes to you and your family’s healthcare.

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Health Insurance Carriers in Mississippi:

 

Family Health Insurance Regulations in Mississippi (MS) :

  • Small businesses in Mississippi are eligible for group health plans with limits on the amount of premiums.

  • Self-employed Mississippians are not eligible for group plans.

  • Mississippi places no limits on the costs of individual health policies, but private insurance companies may deny coverage.

  • All companies have access to medical records 12 months prior to application, but your policy cannot be cancelled if you or a member of your family get sick in the duration.

  • The state also imposes a limit on the amount of time a health insurance carrier can exclude coverage for a condition that was already present prior to the start of the effective date of new coverage.

  • Individuals and their families previously denied coverage because of pre-existing medical condition can look to Mississippi's state-funded high risk insurance pool as an option. The Mississippi Comprehensive Health Insurance Risk Pool Association is designed to provide a source of affordable coverage for those who can't find it elsewhere.

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MS State Resources:

Mississippi Insurance Department
P.O. Box 79
Jackson, MS 39205
601-359-2453
www.doi.state.ms.us

Mississippi Department of Health
570 East Woodrow Wilson Drive
Jackson, MS 39216
601-576-7400
www.msdh.state.ms.us

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Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.