Young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2003 - 30.2 percent of this group did not have health insurance.
Minnesota Family Health Insurance (MN)
Illness can devastate a family. Oftentimes, the burden on family members is almost as heavy as it is for the patient. In Minnesota there are not only family healthcare regulations set up to alleviate some of the stress of illness, but there are also a variety of reliable family healthcare plans to choose from. Protect your family by preparing them for the unknown that lies ahead. We never think that the unthinkable will happen to our families, but if it does, it might be comforting to know that there is help available to you and your family.
Family Health Insurance Regulations in Minnesota (MN) :
In Minnesota, self-employed individuals cannot purchase group health plans, but small businesses may.
Any insurance company in Minnesota has the right to deny coverage with individual health plans.
Exclusion periods are limited to 12 months, but premiums have no limits.
Minnesota makes efforts to help residents pay for expensive medical situations or catastrophes and acquire insurance through MinnesotaCare - a publicly subsidized health care assistance programs set up by Minnesota Department of Human Services.
Minnesota also provides a state-funded high risk insurance pool, the Minnesota Comprehensive Health Association (MCHA), for individuals and their families previously denied coverage because of pre-existing medical conditions.
Medicaid is also available for low-income families.
Minnesota Division of Insurance
85 Seventh Place East, Suite 500
St. Paul, MN 55101
651-297-7161
www.state.mn.us/cgi-bin/portal/mn/jsp/home.do?agency=Commerce
Minnesota Department of Health
P.O. Box 64975
St. Paul, MN, 55164-0975
651-215-5800
www.health.state.mn.us
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.
