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Michigan Family Health Insurance (MI)

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Even though life can be unpredictable, you may find comfort in the fact that Michigan has regulations that protect the insurance rights of the patients should a family member require healthcare. During an emergency, nobody should have to sort through fine print. That is why researching all affordable and reliable family health insurance plans, as well as the state regulations that may apply, before crisis strikes is so important. Michigan has many different family health insurance plans that are sure to fit your family’s needs and income. Protect your family against the unknown with dependable family health insurance.

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Health Insurance Carriers in Michigan:

 

Family Health Insurance Regulations in Michigan (MI) :

  • Michigan allows both small businesses and self-employed to apply for group health plans.

  • Only Blue Cross Blue Shield of Michigan cannot turn down applications for individual health plans, other insurance companies have the right to.

  • All insurance companies have the right to review medical records for up to 6 months prior to the application.

  • The state of Michigan has several opportunities for low-income families to acquire insurance and medical assistance. Medicaid and MIChild are two of these programs available.

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MI State Resources:

Office of Financial and Insurance Services
P.O. Box 30220
Lansing, MI 48909
517-373-0220
www.michigan.gov/cis

Michigan Department of Community Health
Sixth Floor, Lewis Cass Building
320 South Walnut Street
Lansing, Michigan 48913
517-373-3740
www.michigan.gov/mdch

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Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.