Young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2003 - 30.2 percent of this group did not have health insurance.
Massachusetts Family Health Insurance (MA)
In Massachusetts there are regulations that protect the idea of equal coverage for both the well and the sick. The regulations of the state maintain that you cannot be denied group coverage because of a health condition. When looking for reliable family health insurance it is important that you research all of the health plans in order to assess which one best suits the needs of your family. Knowing your state’s position on health regulations can be helpful but it is best to inform yourself of all the family healthcare options available to you.
Family Health Insurance Regulations and Programs in Massachusetts (MA):
Insurance companies in Massachusetts are allowed to turn down individuals purchasing individual coverage.
The state requires standardized policies for all applications and may deny coverage for the first 6 months with any pre-existing conditions, as well as a 6-month waiting period for coverage to begin on new applicants.
Both small business owners and the self-employed are able to purchase group insurance in Massachusetts.
Massachusetts is one of 10 US states that applies community rating, which requires insurers to charge everyone the same premium rate. This premium is not permitted to vary according to the actuarial risk presented by an individual.
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.
