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Maine Family Health Insurance (ME)

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Dependable healthcare for you and your family should not come at a price too high to pay, and in Maine it doesn't. In fact, Maine has some of the most family-friendly health insurance regulations in the US. The state has many programs available to protect its residents and their families - including those earning low incomes. Before your family can take full advantage of the healthcare protection granted to you by the state of Maine, you must review the state’s health insurance regulations and programs. After all, everyone deserves to have reliable healthcare.

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Health Insurance Carriers in Maine:

 

Family Health Insurance Regulations and Programs in Maine (ME):

  • In Maine, medical records can be taken into account when you apply for insurance for up to the previous 6 months only.

  • When applying for individual coverage for yourself or your family members, you may not be turned down because of a medical illness.

  • According to Maine law, exclusion time, in relation to a pre-existing pregnancy, may only last for a 10-month period.

  • Both self-employed individuals and small businesses are eligible for group coverage plans in Maine.

  • The state of Maine is one of 10 US states that applies community rating, which requires insurers to charge everyone the same premium rate. This premium is not permitted to vary according to the actuarial risk presented by an individual.

  • Maine offers Medicaid and Cub Care (for kids) who cannot obtain insurance for themselves.

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ME State Resources:

Maine Bureau of Insurance
34 State House Station
Augusta, ME 04333
207-624-8475
www.state.me.us/pfr/ins/ins_index.htm

Maine Department of Health and Human Services
221 State Street
Augusta, ME 04333
207-287-3707
www.maine.gov/dhhs/index.shtml

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Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.