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Kaiser Permanente of Oregon (OR)/Washington (WA)

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Kaiser Permanente of Oregon/Washington
500 NE Multnomah St., Ste. 100
Portland, OR 97232

Kaiser Permanente was begun in the Mojave desert when the doctor Sidney R. Garfield watched the building of the Los Angeles Aqueduct and decided to build a hospital for injured workers. Many o f the workers couldn't pay, and the hospital would have collapsed in debt, had a Mr. Harold Hatch not introduced the doctor to a new kind of insurance; that of the pre-paid plan. Nearly a century later, pre-paid health care is one of the largest businesses in the world, with Kaiser Permanente leading the way as the largest HMO in the United States.

Kaiser Permanente of Oregon/Washington was established in 1955 to cover residents of the Pacific Northwest, including Oregon and Washington. After adding this segment of the Kaiser family, enrollment grew to cover nearly half a million people. Kaiser offers families considering health insurance plenty of options.

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Family Health Insurance Options from Kaiser Permanente of Oregon (OR) /Washington (WA)

Current plans offered include:

  • Co-pay plans: These plans have no-deductible and no lifetime maximum benefit. Office visits for children two and under are free. In addition, maternity coverage, pre-natal care, eye exams, urgent care, and prescription drug coverage is available for just a co pay. The platinum plan without Rx coverage has a $100 co pay for emergency room coverage.

  • Gold 500/1000: This deductible plan has unlimited benefits. Among covered services are outpatient care, laboratory, x-ray and hospitalization; in-patient care is $2500 maximum after the deductible. There is an optional rider for prescription drug coverage.

  • Silver 1500/2500/3500: This plan is similar to the Gold plan, including the outpatient coverage and office visit co pay. The deductible is waived for well-baby services, and after the hospitalization deductible is met, co-insurance is 20%.

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Additional Family Health Insurance Options from Kaiser Permanente of Washington (WA) / Oregon (OR)

Kaiser Permanente of Oregon/Washington also offers members access to four consumer-driven plans. In addition to this, Kaiser Permanente allows members access to many discounted health and wellness programs and products.

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Ratings:

AM Best: B++pd

 

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