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Kaiser Permanente of the Mid-Atlantic States

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Kaiser Permanente of the Mid-Atlantic States
2101 E. Jefferson St.
Rockville, MD 20852

Kaiser Permanente was begun in the Mojave desert when the doctor Sidney R. Garfield watched the building of the Los Angeles Aqueduct and decided to build a hospital for injured workers. Many o f the workers couldn't pay, and the hospital would have collapsed in debt, had a Mr. Harold Hatch not introduced the doctor to a new kind of insurance; that of the pre-paid plan. Nearly a century later, pre-paid health care is one of the largest businesses in the world, with Kaiser Permanente leading the way as the largest HMO in the United States.

Kaiser Permanente of the Mid-Atlantic States was established in 1980 to cover residents of Maryland, D.C. and Virginia. This segment of the Kaiser family serves over 500,000 people. It offers families plenty of options when considering health insurance.

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Family Health Insurance Options from Kaiser Permanente of the Mid-Atlantic States

Current plans offered include:

  • Co-pay plans: These plans offer a no-deductible option, free office visits for children under five,  vision, outpatient, prescription drug and maternity coverage for a simple co-pay. The 10/20 plan offers dental coverage and a flat rate for in-hospital coverage. The 20/30 plan has no dental and carries with it co-insurance with hospitalization.

  • Deductible Plans: These plans offer office visit co-pays, well-care, immunizations and other preventive coverage. Its hospitalization policy is co-insurance rather than a co-pay, and with these plans there is no dental, maternity or prescription. Deductible options range from $500-$1000, involve a 20-30% co-insurance and have the option to include prescription coverage or not.

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Additional Family Health Insurance Options from Kaiser Permanente of the Mid-Atlantic States

Kaiser Permanente of th Mid-Atlantic States also offers members access to a consumer-driven plan. In addition to this, Kaiser Permanente allows members access to many discounted health and wellness programs and products.

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Ratings:

AM Best: B++pd

Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. The above summary does not suggest any authorization or license to sell or offer insurance products. If you choose to request a quote, we cannot guarantee that you will receive a quote from any carrier profiled on this site. We cannot make any guarantee regarding the carrier affiliation of any broker, agent or company that may provide quotes for you. Coverage and policies described on this site may not be available in all states, and no guarantees regarding same are made herein.