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Horizon Blue Cross Blue Shield of New Jersey (NJ)

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Horizon Healthcare of New Jersey Inc
3 Penn Plaza East, PP15K
Newark, NJ 07105-2200

Horizon Healthcare of New Jersey, which is affiliated with Blue Cross Blue Shield, has been offering New Jersey families quality insurance coverage since 1932. They must be doing something right. Currently they have over 3.6 million policy holders taking advantage of the affordable health coverage options, as well as other benefits (as of 2010). Horizon Healthcare offers families plenty of options when it comes to keeping their loved ones healthy. Their coverage plans vary in deductible and premium costs, leaving no one out of the mix.

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Family Health Insurance Options from Horizon BCBS of New Jersey (NJ)

Plans currently offered to families include:

  • Horizon HMO: This managed HMO plan has no deductible and no co-insurance. Comprehensive coverage is provided by co-pay, including unlimited home health, maternity, emergency room and in-patient hospital coverage. Prescription drug coverage is available.

  • Horizon Basic Plan/Traditional: There are many options available for families with this plan; deductible choices range, with co-insurance ranging depending on the coverage area, including pregnancy, emergency care, outpatient service and prescription drug coverage. Preventive care has a co-pay service. As the main focus is on preventive care and wellness, these services are less expensive than the catastrophic coverage.

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Additional Family Health Insurance Options from Horizon Blue Cross Blue Shield (NJ)

Horizon Blue Cross Clue Shield of New Jersey also offers a consumer-driven option through its Horizon MSA Companion/High Deductible Plans C&D. These plans allow members to place their money in a tax-advantaged savings account which can then be drawn upon in case of medical necessity. In addition, they offer three low cost dental coverage options including a PPO plan and a managed care option. Also included and access to discounted vision care, alternative medical and vision care. Horizon's many plans offer enrollees peace of mind and a myriad of options that especially benefit those who are willing to use network doctors.

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Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. The above summary does not suggest any authorization or license to sell or offer insurance products. If you choose to request a quote, we cannot guarantee that you will receive a quote from any carrier profiled on this site. We cannot make any guarantee regarding the carrier affiliation of any broker, agent or company that may provide quotes for you. Coverage and policies described on this site may not be available in all states, and no guarantees regarding same are made herein.