Young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2003 - 30.2 percent of this group did not have health insurance.
Hawaii Family Health Insurance (HI)
The ugliness of illness may arise anywhere at anytime, even in seeming paradise. The state of Hawaii has countered life’s uncertainty with family health insurance regulations that cater to the spontaneous needs of its residents. Hawaii’s general health insurance guidelines are coupled with a variety of dependable and affordable family healthcare options that provide stability for families. In life there is uncertainty but there is comfort in protection.
Family Health Insurance Regulations and Programs in Hawaii (HI) :
Health Insurance Portability and Affordability Act (HIPAA) qualified individuals and their families may not be turned down for insurance for any reason.
Hawaii does not have a defined pre-existing condition for individual health insurance, so exclusion time periods are not concrete, but most do not go over three years.
In Hawaii, self-employed individuals are not eligible for group insurance. If you and your family fall in this category, try to get your coverage through an individual plan.
Hawaii offers Medicaid and a QUEST program for low or no-income families. (QUEST is a managed care program administered by the Department of Human Services for low or no-income families.)
HI State Resources:
State of Hawaii Insurance Division
PO Box 3614
Honolulu, HI 96811
808-586-2806
www.hawaii.gov/dcca/areas/ins
Hawaii State Department of Health
1250 Punchbowl Street
Honolulu, HI 96813
808-586-4400
www.hawaii.gov/health/index.html
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.
