Hawaii Family Health Insurance (HI)

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The ugliness of illness may arise anywhere at anytime, even in seeming paradise. The state of Hawaii has countered life’s uncertainty with family health insurance regulations that cater to the spontaneous needs of its residents. Hawaii’s general health insurance guidelines are coupled with a variety of dependable and affordable family healthcare options that provide stability for families. In life there is uncertainty but there is comfort in protection.

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Health Insurance Carriers in Hawaii:

• Kaiser Permanente of Hawaii

Family Health Insurance Regulations and Programs in Hawaii (HI) :

• Health Insurance Portability and Affordability Act (HIPAA) qualified individuals and their families may not be turned down for insurance for any reason.


• Hawaii does not have a defined pre-existing condition for individual health insurance, so exclusion time periods are not concrete, but most do not go over three years.


• In Hawaii, self-employed individuals are not eligible for group insurance. If you and your family fall in this category, try to get your coverage through an individual plan.


• Hawaii offers Medicaid and a QUEST program for low or no-income families. (QUEST is a managed care program administered by the Department of Human Services for low or no-income families.)

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Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.