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Guardian / HealthNet

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Guardian Life Insurance Company
7 Hanover Square,
New York, NY 10004

HealthNet Inc
One Far Mill Crossing
P.O. Box 904
Shelton, CT

Each an established and trusted carrier serving the Northeast region, together Guardian Life Insurance and Health Net, Inc have created a blanket insurance organization to bring optimum security and coverage to customers across the area.

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The Guardian Life Insurance Company of America

The Guardian Life Insurance Company of America is one of the largest insurance carriers in the nation. They have close to $40 billion in assets, and have been helping people with healthcare since the 1860s. As Guardian's insurance interests focus on term-life and whole-life plans, they have partnered with Health Net to offer superior coverage to customers looking for health coverage.

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Health Net, Inc.

Health Net, Inc. serves Arizona, California, Oregon, and 15 states in the Northeast and is one of the nation’s largest publicly traded managed health care companies. Specifically, Health Net of the Northeast, Inc. serves more than one million Americans in the states of Connecticut, New Jersey, New York, and Pennsylvania, with a network over 85,000 physicians and provider office locations.

Although Health Net generally specializes in small and medium business, they do offer both an HMO and PPO option for individuals and families looking for coverage. Whether you are self-employed, between jobs, or just looking to supplement your employer's policies, Health Net may have the coverage you are looking for.

Individual and Family PPO: With the HealthNet PPO, your family can choose between their Preferred Provider Organization (PPO) and Out-of-Network benefit levels on a per-incident basis. See any provider in the HealthNet network without a referral, or go out-of-network with an out-of-pocket cost increase.

Individual and Family HMO: The HealthNet HMO provides outstanding coverage at a lower cost than the PPO option. Members choose a Primary Care Physician (PCP) from HealthNet's network, and through their relationship with that provider all referrals and claims are formerly processed. There are no variable expenses, and out-of-pocket costs remain low.

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Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. The above summary does not suggest any authorization or license to sell or offer insurance products. If you choose to request a quote, we cannot guarantee that you will receive a quote from any carrier profiled on this site. We cannot make any guarantee regarding the carrier affiliation of any broker, agent or company that may provide quotes for you. Coverage and policies described on this site may not be available in all states, and no guarantees regarding same are made herein.