The number of uninsured children in 2003 was 8.4 million - or 11.4 percent of all children.
Group
Health Incorporated (GHI)
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Group Health Incorporated
441 Ninth Avenue
New York, NY 10001
Group Health Incorporated was established in 1937 and has been working with New York families ever since. In late 2005, they united with Health Plan of New York to create the state's largest health insurer. Together, membership totals more than four million people. Group Health Incorporated offers families plenty of options when it comes to keeping their loved ones healthy. Their coverage plans vary in deductible and premium costs, leaving no one out of the mix.
Health Insurance Options from Group Health Incorporated (GHI)
Plans currently offered include:
GHI Alliance Value Plan PPO: This PPO plan offers basic medical and prescription coverage as well as hospitalization is covered. Well-child and preventive care is offered with no deductible.
GHI Alliance 365 Day Hospital Plan: With this plan, the first 365 days of hospitalization is covered. Outpatient benefits include Emergency room, preventive screenings such as Pap tests and Mammograms, and hospice care.
GHI Small Business Advantage Plan: This plan is for the sole proprietor or small business owner with a family. It offers emergency and hospital service with a co-payment and prescription drug coverage with a co-pay. Maternity care and well-child visits/immunizations are also covered.
Healthy New York EPO: This comprehensive plan offers unlimited maximum benefits. In-patient hospital coverage including maternity is offered with a $500 co-payment. Prescription drug coverage, well-visits, second opinions and adult/child preventive care is covered, all with a simple co-pay. This plan is only available in some areas of New York.
Direct Pay GHI HMO: Low co-pay options and premiums make this HMO the perfect family plan. Comprehensive coverage including well-child, maternity, preventive, in-patient and outpatient care, and optional prescription drug coverage, all with simple co-pay options.
Direct Pay POS: This POS product is identical to the Direct Pay GHI HMO, except that enrollees can choose out-of-network doctors for an added cost. In addition, optional riders can be added to the plan for vision, prescription, dental and alternative care.
Health Insurance Options from Group Health Incorporated (GHI)
Group Health Incorporated also offers a consumer-driven option through its GHI Health Savings Account. In addition, the carrier offers Healthy New York HMO, a low-income plan for those who cannot afford health insurance. Add to that child-only plans and a generous dental and vision option, and Group Health Incorporated offers their member more coverage than they could ever need. As a non-profit entity, they do not rely on carrier ratings; their A.M. Best rating is "NR-5."
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. The above summary does not suggest any authorization or license to sell or offer insurance products. If you choose to request a quote, we cannot guarantee that you will receive a quote from any carrier profiled on this site. We cannot make any guarantee regarding the carrier affiliation of any broker, agent or company that may provide quotes for you. Coverage and policies described on this site may not be available in all states, and no guarantees regarding same are made herein.
