Family Health Insurance
 
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Florida Family Health Insurance (FL)

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Dealing with illness in the family can be a devastating experience for everyone involved. However, if you and your family are residents of the state of Florida, you are in luck! Your state has health insurance regulations that make it easy for families to get the coverage they need. Florida is also home to carriers that offer numerous reliable and affordable family health insurance plans that can help alleviate the inevitable stress that comes with selecting the right protection for your family. Nobody ever wants to become ill, but it is good to know that there is help available if you should ever need it.

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Health Insurance Carriers in Florida:

 

Family Health Insurance Regulations in Florida (FL) :

  • In Florida, insurance providers can only look back six months into your medical records for any pre-existing conditions.

  • Exclusion periods may only last for a maximum period of 12 months.

  • With the appropriate tax forms, self-employed individuals in Florida may purchase groups plans.

  • In Florida, small businesses with fewer than 50 employees are guaranteed the right to group health insurance.

  • The Florida Comprehensive Health Association is a state-sponsored insurance pool that provides health insurance for those rejected by traditional insurers. It features no annual benefit limit, a lifetime cap of $500,000 and a built-in exclusion period of 6 months. You must check to see if the plan is open to new enrolles.

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FL State Resources:

Florida Department of Insurance
200 East Gaines Street, Suite 531
Tallahassee, FL 32399
850-413-3100
www.fldfs.com

Florida Department of Health
2585 Merchants Row Boulevard
Tallahassee, FL 32399
850-245-4321
www.doh.state.fl.us

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Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.