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Excellus Blue Cross Blue Shield of New York (BCBS NY)

Excellus Blue Cross Blue Shield of New York
165 Court Street
Rochester, New York 14647

The state's largest not-for-profit health care provider, Excellus Blue Cross Blue Shield of New York provides affordable health care for over 1.7 million members. The company is a banner for three previously independent companies: Blue Cross Blue Shield of Central New York, Blue Cross Blue Shield of Rochester, and Blue Cross Blue Shield of Utica-Watertown.

Health Insurance Options from Excellus BCBS New York (NY)

Excellus offers HMO (health management organization) plans for individuals and families at lower cost than comparable coverage elsewhere. In these plans, customers are assigned to a primary care physician to coordinate their care at participating facilities. There are a range of plans and plan options to choose from, including:

* Healthy NY - This plan is their most affordable plan for individuals and families. After meeting certain income and employment criteria, customers get major medical benefits at a reduced cost. Copays and some coinsurance charges apply, after which you get access to: hospitalization benefits, well-patient benefits, out-patient benefits, nursing care and services and optional prescription drug benefits.

* Family Health Plus - This plan includes visits with your primary care physician, who can refer you to other covered care, such as diagnostic services, surgery, OB/GYN services, maternity services, occupational therapy or prescription drugs.

Other Plan Options

In addition to their HMO plans for adults, Excellus offers insurance directly to children through their Child Health Plus plan. This plan offers full coverage to children, regardless of whether or not their parents are members, at a lower cost than comparable coverage for an adult.

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