The number of uninsured children in 2003 was 8.4 million - or 11.4 percent of all children.
Empire Blue Cross Blue Shield of New York (BCBS NY)
Empire BCBS New York
11 W. 42nd Street
New York, NY 10036
Started in 1935, Empire Blue Cross Blue
Shield New York serves customers in the city of New
York with Blue Cross Blue Shield health management
products. Today they serve over 4.8 million members,
and 38,000 group accounts. They boast a 91% customer
satisfaction rate, as well as a 93% retention rate of
customer accounts.
Health Insurance Plans from Empire BCBS New York (NY)
Empire BCBSNY offers health insurance
to individuals and their families through their HMO
plans. HMO plans, health management organization, pair
you with a primary care physician to coordinate your
health needs with other physicians form within the physician
organization. Empire BCBSNY's plans for individuals
strive to be affordable and to offer care to as many
customers as possible. Here are some details of those
plans:
* Healthy NY: This
plan is their most affordable plan for individuals
and families. After meeting certain income and employment
criteria, customers get major medical benefits at
a reduced cost. Copays and some coinsurance charges
apply, after which you get access to: hospitalization
benefits, well-patient benefits, out-patient benefits,
nursing care and services and optional prescription
drug benefits.
* Direct Pay HMO: This
is an HMO plan that allows individuals who are not
part of a group plan to take advantage of Empire's
care network. Your primary care physician takes care
of your regular visits and refers you to specialists
for covered surgery, out-patient services and other
care. For emergencies, no referral is required, and
you can go to any facility.
Other Plan Options
Empire BCBSNY also offers traditional
indemnity plans, allowing you to see any physician you
like. Children can be covered whether or not their parents
belong to an HMO under Child Health Plus, a full coverage
plan at lower rates than adult health plans.
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. The above summary does not suggest any authorization or license to sell or offer insurance products. If you choose to request a quote, we cannot guarantee that you will receive a quote from any carrier profiled on this site. We cannot make any guarantee regarding the carrier affiliation of any broker, agent or company that may provide quotes for you. Coverage and policies described on this site may not be available in all states, and no guarantees regarding same are made herein.