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Empire Blue Cross Blue Shield of New York (BCBS NY)

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Empire BCBS New York
11 W. 42nd Street
New York, NY 10036

Started in 1935, Empire Blue Cross Blue Shield New York serves customers in the city of New York with Blue Cross Blue Shield health management products. Today they serve over 4.8 million members, and 38,000 group accounts. They boast a 91% customer satisfaction rate, as well as a 93% retention rate of customer accounts.

 

Health Insurance Plans from Empire BCBS New York (NY)

Empire BCBSNY offers health insurance to individuals and their families through their HMO plans. HMO plans, health management organization, pair you with a primary care physician to coordinate your health needs with other physicians form within the physician organization. Empire BCBSNY's plans for individuals strive to be affordable and to offer care to as many customers as possible. Here are some details of those plans:

* Healthy NY: This plan is their most affordable plan for individuals and families. After meeting certain income and employment criteria, customers get major medical benefits at a reduced cost. Copays and some coinsurance charges apply, after which you get access to: hospitalization benefits, well-patient benefits, out-patient benefits, nursing care and services and optional prescription drug benefits.

* Direct Pay HMO: This is an HMO plan that allows individuals who are not part of a group plan to take advantage of Empire's care network. Your primary care physician takes care of your regular visits and refers you to specialists for covered surgery, out-patient services and other care. For emergencies, no referral is required, and you can go to any facility.

Other Plan Options

Empire BCBSNY also offers traditional indemnity plans, allowing you to see any physician you like. Children can be covered whether or not their parents belong to an HMO under Child Health Plus, a full coverage plan at lower rates than adult health plans.

 

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