The number of uninsured children in 2003 was 8.4 million - or 11.4 percent of all children.
Destiny
Health
Destiny Health 200 West Monroe Street
Suite 2100
Destiny Health is a new company with a
new approach to health care. Started in 2000 with the
vision of putting more control of health care and health
costs in the hands of customers, Destiny offers plans
and benefits customized to fit customer demands. Serving
57,000 customers in the state of Illinois, Density continues
to grow in size and reputation.
Destiny offers one innovative product,
in conjunction with a traditional health plan, for all
of its members: the Personal Medical Fund (PMF). This
product works like a savings account, where your deposits
are either utilized or stay in the account to be used
later. This is different from traditional financial
models for health insurance, where your premium is paid
whether or not you utilize any services. Deposits to
the PMF can fall under the same laws as health savings
accounts (HSAs), which are tax-exempt.
Customers using Destiny's PMF get benefit
incentives when they make healthy choices and take care
of their won health. However, if unforeseen health circumstances
should arrive, those customers still have access to
traditional comprehensive coverage. This comprehensive
plan begins paying benefits after the yearly deductible
is met, which can also be done through payments made
out of the PMF. Destiny touts this model as cheaper
than comparable coverage in most categories.
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. The above summary does not suggest any authorization or license to sell or offer insurance products. If you choose to request a quote, we cannot guarantee that you will receive a quote from any carrier profiled on this site. We cannot make any guarantee regarding the carrier affiliation of any broker, agent or company that may provide quotes for you. Coverage and policies described on this site may not be available in all states, and no guarantees regarding same are made herein.
