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Connecticut Family Health Insurance (CT)

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Life does not always work out the way you plan. In the state of Connecticut there is a plethora of family health care plans and coverage options that combat the uncertainty of life with reliability. The state has provided its residents with regulations to protect the wellness of families despite prior health and current income. Life can be full of question marks but your family’s health insurance shouldn’t be one of them.

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Health Insurance Carriers in Connecticut:

 

Family Health Insurance Regulations in Connecticut (CT) :

  • Connecticut does not allow insurance companies to deny individual plan coverage for any individual with a medical illness. This also applies to those trying to obtain family health plans.

  • The state of Connecticut, however, allows companies ways to exclude coverage of a pre-existing condition. If you currently get your insurance through your employer, make sure to check that your family will be covered; otherwise it may be best to take out your own family health plan.

  • There are no premium limits on insurance plans in the state of Connecticut.

  • High-risk patients may qualify for Connecticut Health Reinsurance Association. The Connecticut Health Reinsurance Association is a non-profit organization that provides healthcare plans for those with non-occupational injuries and diseases.

  • Connecticut residents in low-income brackets and those with other difficulties may take advantage of community options such as HUSKY (Healthcare for Youth and Kids), Medicaid and the Breast and Cervical Cancer Program. These options can be obtained through the United Way of Connecticut and details can be gathered through the 2-1-1 infoline.

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CT State Resources:

Connecticut Insurance Department
P.O. Box 816
Hartford, CT 06142
(860) 297-3800
www.ct.gov/cid/site/default.asp

Connecticut Department of Public Health
410 Capitol Avenue
P.O. Box 340308
Hartford, CT 06134-0308
860-509-8000
www.dph.state.ct.us  

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Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. Coverage and policies described on this site may not be available in all states.