The number of uninsured children in 2003 was 8.4 million - or 11.4 percent of all children.
CareFirst
Blue Cross Blue Shield (Carefirst BCBS MD, BCBS DC)
CareFirst BlueCross BlueShield
10455 and 10453 Mill Run Circle
Owings Mills, MD 21117
Throughout Delaware,
Maryland and the District
of Columbia, CareFirst Blue Cross BlueShield serves
over three million people. It is a non-profit parent
company to CareFirst of Maryland and Group Hospitalization
and Medical Services, Inc. CareFirst has received 7
national Brand Excellence Awards for promoting the Blue
name. Their Options Discount Program offers savings
on everything from acupuncture to weight watchers. CareFirst
BlueCross BlueShield also offers families plenty of
options when it comes to keeping their loved ones healthy.
Coverage plans vary in deductible and premium costs,
leaving no one out of the mix.
Family Health Insurance Options from Care First BCBS
Plans currently offered include:
BlueChoice HMO(referral-based):
preventive care, routine exams, well-child
immunizations, discount dental program, hospitalization,
and a three-tier prescription plan. Referral needed
to see a doctor other than the one you chose when
enrolling. They also offer a non-referral plan (BlueChoice
HMO Open Access).
BluePreferred PPO: Well-child
immunizations, routine exams, catastrophic coverage,
prescription drug plan, even allergy testing is covered.
When traveling out-of-state, this plan offers nationwide
coverage through its BlueCard.
Personal Comp: Members
pay a portion of the cost of care they receive, depending
on what service they receive and what doctor they
see. Adult/child wellness, preventive exams, surgery/hospitalization,
and maternity care are covered services.
Preferred Provider Organization
(PPO/PPN): routine preventive care (including
immunizations), hospital/E.R. services, maternity
care, allergy testing and prescription drug coverage
are offered through this plan.
Select Preferred Provider Plan
(PPO): This plan offers preventive care such
as immunizations and physician visits, as well as
prescription drug coverage and 365-day hospitalization.
There are also plans available for residents
on MD or DC only, so please refer to the web-site for
further information on plan types.
Additional Family Health Insurance Options from Care
First BCBS
CareFirst BlueCross BlueShield also
offers a consumer-driven option through its Blue Access
plan, the HSA saver. In addition, they offer low cost
dental (Blue Vision) and vision coverage. CareFirst's
many PPO and HMO plans offer enrollees peace of mind
and a myriad of options. They currently hold a B++pd
(Very good) rating from A.M. Best, one of the biggest
insurance carrier ratings companies.
CareFirst Blue Cross is a non-profit licensee
of the Blue Cross Blue Shield Association serving the
Mid-Atlantic Region, including Delaware, District of
Columbia, North Carolina, Northern Virginia and West
Virginia. In all, they serve more than 3.3 million customers,
making them the largest provider in their area. CareFirst
Blue Cross Blue Shield recently received a rating of
excellent from the National Committee for Quality Assurance
(NCQA), an independent oversight organization for the
insurance industry.
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. The above summary does not suggest any authorization or license to sell or offer insurance products. If you choose to request a quote, we cannot guarantee that you will receive a quote from any carrier profiled on this site. We cannot make any guarantee regarding the carrier affiliation of any broker, agent or company that may provide quotes for you. Coverage and policies described on this site may not be available in all states, and no guarantees regarding same are made herein.
