Capital
Blue Cross (BC Central PA)
Capital Blue Cross
P.O. Box 774611
Harrisburg, PA 17177-4611
Serving 21 counties in Central Pennsylvania,
Capital Blue Cross has been dedicated to bringing health
services products to their customers for more than 65
years. An independent licensee of Blue Cross Blue Shield
products, Capital Blue Cross works with over 2,000 employees
and 8,300 network doctors to serve its customers.
Health Insurance Options from Capital Blue Cross
Capital Blue Cross has plans for families
and individuals and plans for those transitioning out
of group coverage into individual coverage. They offer
traditional indemnity, where you are covered wherever
you go, and a comprehensive plan which makes use of
their physician network. Here are some details of plans
available from Capital Blue Cross for individuals and
families:
* Traditional Plan -
With Capital Blue Cross' Traditional plan, you are covered
for hospitalization, doctor visits and prescription
drugs. In addition to these major medical services,
you get preventative care, including gynecological visits
and immunizations; home health care; private nursing
care and hospice benefits.
* Comprehensive Plan
- Benefits on Capital's Comprehensive plan are similar
to those on its traditional plan, but some coinsurance
costs may apply for certain benefits. In addition, benefits
are higher and out-of-pocket costs are lower when you
use participating physicians from within their network.
* HIPAA Comprehensive
- This plan is designed to mitigate pre-existing condition
exclusions for those leaving a group plan. If you have
been insured by a group plan and are leaving that plan,
but have a pre-existing condition, you might be eligible
for this plan mandated by the Health Insurance Portability
and Affordability Act (HIPAA). Benefits for eligible
members are similar to Capital BC's Comprehensive plan.
Other Products from Capital Blue
Cross
Capital Blue Cross also offers short-term
insurance, for those who are graduating school or leaving
a family plan, and Special Care insurance, a limited
insurance plan meant to cover major medical incidents
with no deductible.
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