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Blue Cross of Idaho (BC ID)

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Blue Cross Idaho
3000 E. Pine Ave.
Meridian, ID 83642

Serving 550,000 members, Blue Cross Idaho has shown the rest of the country what a good insurance company can do. After Hurricane Katrina struck Louisiana, they donated over $25,000 to hurricane relief organizations. This, however, is only one of the facets of caring that Blue Cross Idaho has shown to others. When it comes to Idaho families, BC Idaho offers them plenty of opportunities to keep loved ones healthy.

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Health Insurance Options from Blue Cross of Idaho (ID)

Their coverage plans vary in deductible and premium costs, leaving no one out of the mix. Plans currently offered to families include:

  • Blue Care PPO: A choice of many deductibles. Maternity care is covered, and prescription coverage as well as physician services allow co-pays.  There is optional supplemental injury and dental insurance available.

  • Personal Blue: Major medical coverage available. This plan allows flexibility in co-insurance amounts and desired level of coverage.

  • Essential Blue Basic PPO: Designed to cover unexpected health problems, this plan offers limited benefits. There are four deductible options.  X-ray services and maternity coverage is available, however physician services are not covered.

  • Essential Blue Plus: This is an enhanced version of the Blue Basic plan.  Maternity is largely covered by the plan; there is a limit of doctor visits per benefit period, with a small co-pay. Prescriptions are partly covered with no deductible.

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Additional Health Insurance Options from Blue Cross of Idaho (ID)

Blue Cross Idaho also offers a consumer-driven option through its HSA Blue plan, allowing consumers to place money in a tax-advantaged savings account for use when it is needed. Add to that a Dental PPO plan, and an optional short-term coverage plan and Blue Cross Idaho offers state residents a “vending machine” of options. Perhaps this is why the carrier has consistently received excellent ratings from the largest carrier ratings companies.

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Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. The above summary does not suggest any authorization or license to sell or offer insurance products. If you choose to request a quote, we cannot guarantee that you will receive a quote from any carrier profiled on this site. We cannot make any guarantee regarding the carrier affiliation of any broker, agent or company that may provide quotes for you. Coverage and policies described on this site may not be available in all states, and no guarantees regarding same are made herein.