The number of uninsured children in 2003 was 8.4 million - or 11.4 percent of all children.
Blue
Cross of California (BC CA)
Blue Cross California
1 Wellpoint Way
Thousand Oaks, CA 91362
Whether at the beach, in the mountains or cruising the valley, California families need an insurance company that has the flexibility to cover whatever they might need. Blue Cross California, as a constant presence in the state since just after the depression, has given families plenty of options when it comes to keeping their loved ones healthy. On top of their medical plans, the Blue Cross also has a free program for members called Kids in Charge of Kalories (KICK) that teaches families about healthy eating and the benefits of exercise. It is aimed to help curb child obesity.
Health Insurance Options from Blue Cross of California (CA)
Blue Cross California coverage plans vary in deductible and premium costs, leaving no one to struggle through the confusion. Plans currently offered to families include:
BC Life&Health Share Plans: 5 deductible levels, from $500-$5000. These plans vary in coverage, but contain maternity, prescription benefits, comprehensive coverage, acupuncture, 30% co-insurance and a doctor co-pay.
Rightplan PPO 40: Three different prescription drug coverage plans are offered: comprehensive, generic and no coverage. Staples of the plan include a $40 physician's visit co-pay, and no deductible coverage. Maternity is not available.
BC 3500 Deductible: As the name implies, there is a $3500 deductible, after which most medical care is covered. There is a $10/$30 co-pay for prescriptions after a separate $500 deductible, and there is no maternity coverage with this plan.
Basic PPO 1000/2500: No prescription or maternity coverage is available. After meeting the deductible, doctor's visits revert to a co-pay. Basic and hospitalization coverage is guaranteed.
PPO Saver: There is no maternity coverage with this plan, but this covers hospitalization and prescriptions, child and adult wellness and doctor's visits. There are two separate deductibles, one for hospital coverage, one for other covered expenses.
Blue Cross HMO: There are three HMO options, offering customers the predictability and security that comes along with an organized plan.
Additional Health Insurance Options from Blue Cross of California (CA)
Blue Cross California also offers a consumer-driven option through its 3500 Deductible-HSA compatible plan, which offers low premiums on top of zero cost after the deductible has been met. In addition, they offer low cost dental options. Blue Cross California's many plans offer enrollees peace of mind and a myriad of options. Perhaps this is why they have consistently received excellent ratings from the largest ratings companies.
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. The above summary does not suggest any authorization or license to sell or offer insurance products. If you choose to request a quote, we cannot guarantee that you will receive a quote from any carrier profiled on this site. We cannot make any guarantee regarding the carrier affiliation of any broker, agent or company that may provide quotes for you. Coverage and policies described on this site may not be available in all states, and no guarantees regarding same are made herein.
