The number of uninsured children in 2003 was 8.4 million - or 11.4 percent of all children.
Blue
Cross Blue Shield of Montana (BCBSMT)
Blue Cross Blue Shield of Montana
560 N. Park Ave.
P.O. Box 4309
Helena, MT 59604-4309
Families in Montana probably know a Blue Cross Blue Shield doctor, if not through their own experience, then vicariously through a friend or family member. 17,000 physicians belong to the Blue Cross Blue Shield family in Montana. As a non-profit entity, this carrier serves over 240,000 people. Among the programs they sponsor are The Caring Foundation, Walking Works, and Montana Youthcare. Blue Cross Blue Shield of Montana offers families plenty of options when it comes to keeping their loved ones healthy. Popular BCBS Montana plans offered to families include:
Blue Care: This plan is for low income families. The deductible is $10,000 per member, and it covers well-child visits, E.R./Hospitalization and preventive services. Prescription coverage is also available with a co-pay.
Essential Care Plan: Deductible is $400. Well-child visits are covered up to age two. Along with mammograms and hospitalization, accident insurance is also available with 30% co-insurance. This plan does not offer prescription drug coverage.
Value Blue: $10,000 family deductible; this plan carries with it no co-pay. Office visits, preventive care, mammograms, well-child visits, and hospital/ER service is covered. Also included are immunizations, vision, and gynecological exams. No maternity or prescription drug coverage.
Healthy Montanan Plan: Families have three options with this plan, with deductibles ranging from zero to $2500. This is a loaded plan, offering coverage for Preventive services, maternity, well-child, mammogram, hospitalization and mental health, in addition to a prescription plan with a separate $100 deductible. On top of all of this, the plan comes with dental, vision and diabetic education.
Additional Health Insurance Options from BCBS Montana (MT)
In addition to these plans, Blue Cross Blue Shield Montana offers state residents access to HDHP Montana Individual , a linked HSA plan. Their many PPO plans offer enrollees peace of mind and a myriad of options that especially benefit those who are willing to use network doctors. The carrier has consistently received positive feedback from top ratings companies. As a non-profit agency, their financial status has not been tracked by A.M. Best, therefore they are currently rated NR-5, the financial equivalent of "not applicable.
Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. The above summary does not suggest any authorization or license to sell or offer insurance products. If you choose to request a quote, we cannot guarantee that you will receive a quote from any carrier profiled on this site. We cannot make any guarantee regarding the carrier affiliation of any broker, agent or company that may provide quotes for you. Coverage and policies described on this site may not be available in all states, and no guarantees regarding same are made herein.
