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Blue Cross Blue Shield of Louisiana (BCBSLA)

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Blue Cross/Blue Shield Louisiana
5525 Reitz Ave.
Baton Rouge, LA 70809

Hurricane Katrina hit Louisiana families hard both physically and economically. The storm also left many second-guessing decisions they had made years before; some, who had been given access to a low-cost health insurance policy and didn't sign up, walked alongside those who were economically disadvantaged and without insurance options at all. Blue Cross/Blue Shield Louisiana, which holds a large presence in the state, helped those displaced by the hurricane through its disaster relief foundation. Since then, they have continued to reveal their presence in other ways. Nine out of every ten doctors in Louisiana is part of the Blue Cross Network, providing services such as the VIP (variable income plan) to supplement hospital in-patient coverage, and Smart Bodies, a wellness program established for current carriers of the insurance.

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Health Insurance Options from BCBS Louisiana (LA)

BCBS Louisiana offers families plenty of options when it comes to keeping their loved ones healthy. Their coverage plans vary in deductible and premium costs, leaving no one out of the mix. Plans currently offered to families include:

  • Blue Max: Family deductible levels range from $100-5000; the plan focuses on preventive and hospital care. There are five prescription co-pay levels after the $750 deductible. Pregnancy coverage is also available.

  • Blue Value: This plan is the minimum available for Louisiana families. There is a wide range of deductibles for the catastrophic coverage, but no preventive, prescription or pregnancy coverage is currently offered.

  • Blue Select: This plan offers families basic catastrophic coverage as well as prescription, preventive and wellness service.

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Additional Health Insurance Options from BCBS Louisiana (LA)

Blue Cross Blue Shield Louisiana also offers a consumer-driven option through its Blue Saver HSA plan. This plan offers a 100% generic prescription plan, an 80/20 plan with hospitalization and catastrophic injury coverage, as well as two deductible options. Blue Cross Blue Shield Louisiana offers their members a variety of plans and options to fulfill their insurance needs. Perhaps this is why they have received consistently positive ratings from Standard & Poor.

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Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. The above summary does not suggest any authorization or license to sell or offer insurance products. If you choose to request a quote, we cannot guarantee that you will receive a quote from any carrier profiled on this site. We cannot make any guarantee regarding the carrier affiliation of any broker, agent or company that may provide quotes for you. Coverage and policies described on this site may not be available in all states, and no guarantees regarding same are made herein.