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Blue Cross Blue Shield of Illinois (BCBSIL)

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Blue Cross/Blue Shield Illinois
300 E. Randolph St.
Chicago, IL 60601

6.5 million people use Blue Cross Blue Shield Illinois for their health insurance needs, including those of the windy city and the rural farms that dot this midwestern paradise. Families are perhaps the largest clientele of the organization, and for good reason. BCBS Illinois offers families plenty of options when it comes to keeping their loved ones healthy. Their coverage plans vary in deductible and premium costs, leaving no one out of the mix.

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BCBS Illinois (IL) Health Insurance Options

  • Select Blue: families get their choice of deductibles, even an option to pay no deductible at all. Covered are hospitalization, well-child care and prescriptions with a $10 co-pay.

  • Select Blue Advantage: covers major medical costs. This option offers a co-pay for emergency care, prescription drugs and doctor visits. It also has optional maternity coverage.

  • BlueChoice Value: Similar to the select plan, although it offers maternity care as well as hospitalization, prescription coverage and well-child visits.

  • BlueChoice Select: A $30 co-pay for doctor's visits, well-child benefits and an emphasis on preventive care, as well as free enrollment in Members First discount program.

  • Basic Blue: This does not cover routine or outpatient services. Its purpose is to cover major catastrophic injury. It also has the biggest network of doctors to choose from, with 90% of Illinois physicians belonging to this organization.

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Additional Insurance Options from BCBS Illinois (IL)

Anthem Blue Cross Blue Shield of Illinois also offers a consumer-driven option through its BlueEdge plan, allowing consumers to place money in a tax advantaged savings account for use when it is needed. Add to that a Children's Health only option (for parents who have coverage for themselves but not their kids) and a short-term coverage plan, and Blue Cross Blue Shield Illinois offers state residents a “vending machine” of options. Perhaps this is why the carrier has consistently received excellent ratings from the largest ratings companies.

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Ratings:

AM Best: A
Moody's: A1
S&P: A+

Family-Health-Insurance reviews insurance services to provide information on products and options, but is not an insurer or a licensed agency. The above summary does not suggest any authorization or license to sell or offer insurance products. If you choose to request a quote, we cannot guarantee that you will receive a quote from any carrier profiled on this site. We cannot make any guarantee regarding the carrier affiliation of any broker, agent or company that may provide quotes for you. Coverage and policies described on this site may not be available in all states, and no guarantees regarding same are made herein.