Cross Blue Shield of Alabama (BCBSAL)
Blue Cross Blue Shield of Alabama
450 Riverchase Parkway
Birmingham, Alabama 35244
Blue Cross Blue Shield of Alabama has
been contracting with businesses and individuals for
more than seventy years, serving most of Alabama's large
businesses, along with many small companies, individuals, and
families. They also contract with the federal government
to administer Medicare Programs A and B for the state
of Alabama. Their Preferred Medical Doctor network (PMD),
which began in 1984, is the largest in the state.
BCBS of Alabama (AL) Health Insurance Options
BCBS Alabama offers several ways your
family can take advantage of their extensive provider
network. These plans include PMD plans, which allow
you to see any physician in the network, primary care
physician plans, which assign you to a single doctor
to coordinate your care, and options to protect you
should you or your family ever need long-term care.
Individual Blue - This
plan is a direct pay-plan for Alabama citizens who do
not have employer-sponsored access to health insurance.
The plan provides coverage for hospital visits, as well
as medical and prescription drug benefits.
Blue Link - This short-term
plan provides health care coverage for individuals who
may be between jobs, working part-time, or any other
situation which would cause a gap in coverage. Blue
Link is a PPO, with physicians to be chosen from the
BCBS PMD, or Preferred Medical Doctor network.
Preferred Long-Term Care
- This plan is a special indemnity against long-term
care not covered by major medical. The plan is customized
according to the dollar amount of per-day care you want
protection for, and the length of the care you envision.
Long-Term Care is designed for patients who have chronic
conditions expected to last for over 90 days and require
Blue Cross Blue Shield of Alabama also
offers Medicare Supplement coverage, both with and without
Part D Prescription coverage.