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American Medical Security (AMS)

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United Wisconsin Life Insurance/American Medical Security
3100 AMS Boulevard
P.O. Box 19032
Green Bay, WI 54307-9032

United Wisconsin Life Insurance and American Medical Security, have been working together as partners since 1996, with American Medical Security serving as the provider for individual and group coverage and United Wisconsin Life providing life insurance. In 2004, the two companies completed a merger with PacifiCare, and are now subsidiaries of one of the largest insurance carrier companies in the country. American Medical Security offers families plenty of options when it comes to keeping their loved ones healthy.

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Family Health Insurance Options from American Medical Security

Their coverage plans vary in deductible and premium costs, leaving no one out of the mix. Plans currently offered to families include:

  • MedOne Plus: This plan carries different options with it, including the benefit plan XL option which provides a $150 benefit just for x-ray and laboratory services. Deductible levels and co-insurance amounts vary, but they all cover hospitalization, emergency, well-child and other preventive benefits.

  • MedOne Security: Deductible choices up to $10,000 allow members plenty of options when deciding how much they want to pay for medical coverage. Hospitalization, outpatient, prescription drug coverage, vision benefits and well-child/immunizations are covered. Optional coverage includes supplemental accident and term life insurance.

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Additional Family Health Insurance Options from American Medical Security

American Medical Security also offers a consumer-driven option through its MedOne HSAvings. This plan allows members to place money in a tax-advantaged savings account, which can then be drawn upon when a medical emergency arises. In addition, they offer short-term medical insurance to cover those who need 1-6 months of coverage in between insurance plans, as well as Dental coverage for major services such as extractions, crown replacements and emergency services. American Medical Security's many insurance plans offer enrollees peace of mind and a myriad of options that especially benefit those who are willing to use network doctors. Perhaps this is why they have consistently received excellent ratings from the four largest ratings companies.

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Ratings:

A.M. Best Rating: A-

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